FAQ

Frequently asked questions

Chat with our educational AI assistant about loan programs and the mortgage process, or browse common answers below — not personalized quotes or approval decisions.

Mortgage Expert AI

Educational chatbot only. Not mortgage advice, a loan offer, an APR, a rate quote, or a commitment to lend. Responses may be incomplete or inaccurate. Equal Housing Lender. NMLS #257781.

Chat messages may be processed by our technology vendors to generate a response. Do not submit SSN, account numbers, or passwords here. See our Privacy Policy and Financial Disclosures.

Hi — I'm Mortgage Expert AI. Ask about our loan programs, how the process works, or which product might fit your goals. I'll share educational information only — not quotes, rates for your situation, or approval decisions. Please do not enter Social Security numbers, account numbers, or other sensitive identifiers in this chat.

Ready for a personalized review? Get Started

For a personalized review of your situation, a licensed loan officer can walk through credit, income, and property details with you.

Get Started

Common questions

Quick answers about loan programs and our process — educational only, not personalized advice or a commitment to lend.

Frequently asked questions

Common questions

General

Loan programs

Process

Refinance & equity

Frequently asked questions

Common questions

General

Who is Solvit Mortgage?

What factors may affect my interest rate?

What is Mortgage Expert AI?

Do you guarantee rates, savings, or approval?

Loan programs

What is the difference between FHA and conventional loans?

Are there loan programs for first-time homebuyers?

Process

What happens after I submit Get Started?

What is the difference between pre-qualification and pre-approval?

Refinance & equity

When might refinancing make sense?

What is a HELOC?