About Us
Mortgages with clarity and care.
PBT Bancorp helps borrowers buy, refinance, and tap home equity with a calm, human process.
What you get
Based in Hazard, Kentucky
Licensed mortgage lender
NMLS #257781
Equal Housing Lender
Guidance from licensed mortgage professionals
Local roots
We serve borrowers with a community-first mindset and a modern digital experience.
Transparent process
We explain each step so you know where you stand from inquiry through closing.
Multiple loan paths
Purchase, refinance, and home equity options for a range of borrower situations.
People-first support
Direct access to loan officers who may help you navigate questions along the way.